Full-stack financial control
for modern acquiring
and issuing ecosystems

In modern payment ecosystems, transactions travel across processors, schemes, core systems, settlement engines, ATMs, POS networks, and merchant accounts. Each layer reports its own version of the truth.

VIA Payments Reconciliations unifies them.

FEATURES

Structural financial certainty in a multi-scheme, multi-processor world.

Multi-Source Transaction Reconciliation Engine

Reconciles processor files, scheme files, and Core/GL postings using scheme-aligned aggregation logic. Supports Issuing and Acquiring across Visa and Mastercard.

Automated Settlement & GL Validation

Automatically validates settlement totals, real-time and non-real-time accounts, float balances, ATM cash accounts, and merchant credits — ensuring accounting consistency and eliminating manual intervention.

Advanced Exception & Dispute Intelligence

Identifies irreconciled transactions, unmatched events, duplicate IDs, open POS sessions, ATM non-closures, and dispute inconsistencies — generating structured control reports for operational follow-up.

WHY VIA RECONCILIATIONS

All transactions are validated.
All totals are aggregated.
All discrepancies are surfaced.

Scheme-Aligned Logic

Reconciliation criteria mirror Visa and Mastercard aggregation rules (SRE, SER, settlement grouping), ensuring alignment with official clearing logic.

End-to-End Financial Traceability

Every transaction is traceable from processor file to scheme settlement, from merchant credit to GL posting, including float and settlement accounts.

Modular & Configurable Architecture

Supports ATM, POS, Issuing, Acquiring, Merchant Credit, Float Control, Disputes and Accounting modules — independently deployable or fully integrated.

Audit-Ready Reporting Framework

Generates structured control maps, balancing reports, settlement demonstrations, irreconciliation listings, and accounting extracts ready for compliance and internal audit.

BUILD THE FUTURE
OF FINANCIAL RECONCILIATION. Real-time control and audit-ready visibility across payment data.
Talk to our team.